Individual Health Insurance
Comprehensive health coverage for you and your healthcare needs.
Stay protected, stay worry-free.
✓ Cashless Hospitalization
✓ Tax Benefits under Section 80D
✓ Wide Range of Plan Options
✓ 24/7 Claim Support
What is Individual Health Insurance?
Individual Health Insurance is a policy that provides coverage for medical expenses incurred by an individual due to illness, injury, or accidents. It helps you manage rising healthcare costs and ensures financial security during medical emergencies.
Why Choose Us?
IRDAI Certified Experts
Get advice from certified professionals.
Compare & Save
Compare multiple plans and choose the best one.
Hassle-free Assistance
AssistanceWe assist you from buying to claim settlement.
Trusted by Thousands
Join thousands of satisfied customers across India.
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Get expert advice and the best insurance plan for your family
Affordable Plans
Quick Claim Support
100% Secure
Benefits of Individual Health Insurance
Financial Protection
Covers hospitalization expenses, surgeries, and other medical costs.
Cashless Treatment
Get cashless treatment at network hospitals across India.
Pre & Post Hospitalization
Covers medical expenses before and after hospitalization.
Tax Benefits
Save tax under Section 80D of the Income Tax Act.
What Does It Cover?
Room Rent
Up to the limit specified in the policy
ICU Charges
Covered up to the sum insured
Daycare Procedures
Covers treatments that require less than 24-hour hospitalization
Pre & Post Hospitalization
Medical expenses before and after hospitalization
Ambulance Charges
Emergency ambulance expenses covered
Annual Health Check-up
Free health check-ups as per policy terms
What is Not Covered?
* Pre-existing diseases (during waiting period)
* Cosmetic or plastic surgery
* Self-inflicted injuries
* Substance abuse or alcohol drugs
* Non-medical expenses
* Any illness due to hazardous activities.
Benefits of Family Floater
✓ Working Professionals
✓ Self-employed Individuals
✓ Young Adults & Students
✓ Senior Citizens (with separate plans)
✓ Anyone without employer-provided insurance
How to Choose the Right Plan?
Consider the following factors before buying an Individual Health Insurance plan:
Sum Insured
Choose a higher coverage for better protection
Network Hospitals
Check for a wide network in your city
Claim Settlement Ratio
Higher CSR means better claim support
Premium Amount
Choose a plan that fits your budget
Policy Exclusions
Understand what is not covered
Health is Precious, Protect It with the Right Plan
Medical emergencies can happen anytime. Get the right health insurance plan today and secure your future.